by ofadmin | Jan 27, 2022 | General, Saving
Fuel prices have hit fresh highs in Australia. That means more pain at the pump, as you drive to work or wherever. Read our 6 ways to save money on crazy fuel prices… The Organisation of the Petroleum Exporting Countries (OPEC) has had a huge effect on the price...
by ofadmin | Jul 1, 2021 | Superannuation
It can be hard staying current with current super rules. And yes, they have changed again. So, let’s talk about the changes to your super that came into effect from 1 July 2021. Here are the changes to your super you may or may not have noticed… 1....
by editor | Feb 8, 2018 | Online Financial Answers, Superannuation
People are doing this everywhere we look but that does not mean it is the best thing for you. Don’t get us wrong, we love bricks and mortar, we just believe most people do this for the wrong reason. Here are some misconceptions we hear; You make more money The stock...
by editor | Feb 1, 2018 | Investing
Pretty common question. No real simple answer though as it comes down to your tax bracket, the age of the property, the type of loan you have & a few other things. Broadly speaking though, with an investment loan and a property that still has ample depreciation...
by editor | Jan 25, 2018 | Financial Advice, Saving
We recently spoke to our Adviser partners as we wanted to know what existing clients and new clients focus on at the beginning of the year. Below are the top 5; Reduce debt: This is a big one. Getting out of debt sooner usually means more money to play...
by editor | Jan 18, 2018 | Financial Advice
Below are some of the biggest errors our Advisers see Australian’s do before they receive good advice Check them out below. Super is chosen for them by someone who may have no idea We see this time and time again. Payroll officers telling new employees...
by ofadmin | Jan 11, 2018 | Financial Advice
We have been speaking to quite a few different people lately and we were surprised about what a few people thought about financial planners. Here are the top ones… I don’t have enough money to need a planner. Sounds like you actually do need one. Planners...
by ofadmin | Dec 6, 2017 | Financial Advice
We tend to hear this question a few times. We think it stems from the feeling that everyone has their own hidden agendas. Below are a few things we consider important. Some may be important to you, some might be less relevant. 1. Not aligned with any product...
by ofadmin | Nov 30, 2017 | Superannuation
This is quite the debate at the moment. The whole ‘lower fees’ is published at prime time on the television so I guess it must be true….right? Sure, low fees do sound great but the strange thing is this, we seem to be willing to spend more money on a new smart phone,...
by ofadmin | Nov 30, 2017 | Credit Cards, Saving
Are you struggling to get a head of your credit card debt. No matter how disciplined you are, no matter how much money you put on the card, you just cannot seem to get ahead? Here are some simple tips for you! 1. Get a better rate: If you are paying 22% interest on...